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Crypto News

SoFi Can Launch Bank Provided It Doesn’t Touch Crypto

Student loan and financial service provider Social Finance Inc. (SoFi) has received conditional approval from the Office of the Comptroller of the Currency (OCC) to create a full service national bank, provided the new entity does “not engage in any crypto-asset activities or services,” the OCC announced on Tuesday.

Crypto News

Bank of America Says UK CBDC Would Be More Than a Digital Form of Cash

Given that consumers hold only small amounts in cash, there would be greater convenience in switching a current account into Britcoins, BoA said. That could be an area of concern for commercial banks. Checking accounts, or current accounts as they are called in the U.K., are the lifeblood of commercial banks’ business models, providing them […]

Crypto News

India’s Central Bank Recommends Country Implement Basic Version of CBDC

In a major step away from the RBI’s stance in the past towards anything cryptocurrency-related, the report says “In its basic form, a central bank digital currency (CBDC), provides a safe, robust, and convenient alternative to physical cash. In comparison with existing forms of money, it can offer benefits to users in terms of liquidity, […]

Crypto News

Thai Central Bank to Delay CBDC Test Till Late 2022: Report

The Bank of Thailand will delay its test of a central bank digital currency (CBDC) from the second quarter to late next year, Reuters reported Friday. The retail CBDC will be tested as an alternative payment method for “cash-like activities within a limited scale,” the bank’s Assistant Governor Vachira Arromdee said in August. Thailand will […]

Crypto News

French Central Bank Completes First Stage of Its CBDC Experiments

The Banque de France said it completed the first stage of its experiments into a wholesale central bank digital currency (CBDC) and plans to move on to the next phase, focusing on cross-border payments. France’s central bank has been exploring the use of a CBDC for the exchange of money between financial institutions since March […]